As opposed to a typical bank loan, Small business loans in the form of merchant cash advances do not require good credit. In addition payback payments fluctuate directly with your sales volume. This gives you the advantage of remitting less when business is slow and more when business picks up. The remittances stop when the agreed-upon amount has been satisfied. Typical bank loans require an extensive credit check, as well as a long review period prior to providing funding.  A merchant cash advance with us, however, is as easy as filling out a one-page application, and we’ll approve you in 24 and fund you within 48 hours. Funding is available from $3,000 to $2,000,000

 

Businesses access working capital centered on their cash flow and approval is based on purchase of future receivables. In this case, the future deposits of the business. Funding is based on the aggregate cash flow through the business’s operating accounts. Repayment is made by automated electronic debits (ACH) over specified terms. This allows businesses to use future cash flow in the future to obtain the working capital they need to grow now.